| 아래 정보는 University of Maryland, Baltimore County F-1 비자 기준이며, 연간 학교 보험료는 $2,397 입니다. 이 조건에 만족한 플렌으로 가입시 연간 $1,000 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다. E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다. |
학교보험 / UHC보험 비교정보 안내
 | University of Maryland, Baltimore County 보험회사 : Aetna Student Health |
| Insurance Provider | 학교보험 | UHC Plus | UHC Preferred |
| Maximum Benefit | Unlimited | Unlimited | Unlimited |
| In / Out of Network | 80% / 60% | 80% / 70% | 90% / 70% |
| Deductible | $250 / $500 per Policy Year | $100 per year | $50 per year |
| Mental Health Care | 80% / 60% | 80% / 70% | 90% / 70% |
| Preventive Care | 100% | 100% | 100% |
| Pre-Existing Condition | Covered | Covered | Covered |
| Annual Insurance Rate | $2,397 | $1,193 | $1,382 |
University of Maryland, Baltimore County 학교보험 기간 / 금액
| Annual 08/15-08/14 | Fall 08/15-01/24 | Spring/Summer 01/25-08/14 | |
| 학교보험료 | $2,397 | $1,079 | $1,320 |
* 보험 UHC Plus Plan 가입 시 학교보험을 가입하시는 것보다 약 $1,000 정도 보험료를 절감하실 수 있습니다.
University of Maryland, Baltimore County Waiver Requirement
To waive this requirement and receive a refund of the insurance charge, the student must complete a waiver application and submit it by the deadline below with proof of an alternative insurance policy that meets the following minimum standards:
- Student must have a domestic policy
- Coverage for both accident and sickness
- Coverage for pre-existing conditions or have a plan that has been in force long enough so that any waiting time for coverage of pre-existing conditions has been met.
- A minimum benefit of $500,000 (U.S.) per accident or sickness per policy year
- A $5,000 (U.S.) maximum out-of-pocket expense per policy year (i.e. insurance will pay 100% of covered costs after insured has paid $5,000)
- A $500.00 (U.S.) maximum deductible per policy year, credited towards the yearly out-of-pocket maximum of $5,000 above
- Prescription drug benefit of at least $10,000 per policy year
- Benefits for comprehensive reproductive health care, including contraception and maternity care, to be covered the same as for any illness
- Benefits for in-patient care of mental and nervous disorders, alcohol and substance abuse treatment payable on the same basis as any other sickness; benefits for outpatient mental and nervous care payable as per Maryland mandated benefits.
- A $25,000 (US) minimum Medical Evacuation benefit (to return you to your country of residence if you are seriously ill)
- $10,000 (US) minimum Repatriation benefit (in case of death, to return your remains to your country of residence)
- No exclusions or limitations for injury sustained as a result of a covered motor vehicle accident, or for alcohol or drug-related illness or injury
- Hospital room/board covered at the semi-private room rate with no maximum daily limit
- No maximum daily limit on intensive care services, outpatient diagnostic and lab tests