| 아래 정보는 2019~2020 Oregon State University F-1 비자 기준이며, 연간 학교 보험료는 $2,814입니다. 이 조건에 만족한 플렌으로 가입시 연간 $1,500 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다. E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다. |
 | Oregon State University 보험회사 : Aetna Student Health Agency Inc. |
| Insurance Provider | 학교보험 | UHC Plus | UHC Preferred |
| Maximum Benefit | Unlimited | Unlimited | Unlimited |
| In / Out of Network | 90% / 60% | 80% / 70% | 90% / 70% |
| Deductible | $300 per year | $100 per year | $50 per year |
| Mental Health Care | 90% / 60% | 80% / 70% | 90% / 70% |
| Preventive Care | 100% / 50% | 100% | 100% |
| Pre-Existing Condition | Covered | Covered | Covered |
| Annual Insurance Rate | $2,814 | $1,233 | X |
| Annual 09/11-09/10 | Winter 12/25-03/21 | Spring/Summer 03/22-09/10 | |
| 학교보험료 | $2,814 | $938 | $938 |
• Unlimited medical coverage for accidents and illness. Deductible can’t be greater than $300.00 per policy year.
• The coverage must be comparable to the OSU plan for the following:
• All requirements must be met with one insurance plan.
Yearly deductible/Plan
max/Out of Pocket max - $300.00 deductible/no lifetime max/$4,000 out of pocket max
Office Visits - Preferred Provider 90% Non-Preferred Providers 60%
Outpatient Lab & X-ray - Preferred Provider 90% Non-Preferred Providers 60%.
Hospital Room & Board,Surgeon, Anesthesia - Preferred Provider 90% Non-Preferred Provider 60% no daily limits.
Physical Therapy - Preferred Provider 90% Non-Preferred Providers 60%.
Mental Health and Substance Abuse - Outpatient: 90 % Preferred Provider. Non-Preferred Provider 60%, Inpatient (In Hospital): 90% Preferred Provider. Non-Preferred Provider 60%.
Must include coverage for injuries resulting from malintent and treatment resulting from attempted suicide.
Prescription Drugs - In Network pharmacy 90%. Out of Network pharmacy 50%.
Emergency Room - Preferred Provider 90%. Non-Preferred Provider 90%. Can’t have Copay greater than $50.00
Pregnancy - Preferred Provider 90%. Non-Preferred Provider 60%.
• $50,000 coverage for Repatriation of Remains
• $50,000 coverage for Medical Evacuation
• Deductible cannot be greater than $300.00 per plan year.
• $1,000 dental benefit deductible can’t be greater than $150.00
• If you have a co-payment for service, it cannot be more than 25% of total charge
• Your plan must cover pre-existing conditions.
• Coverage must include benefits for injuries resulting from malintent and treatment resulting from attempted suicide.
• If your insurance is provided by another group, company, government or embassy it must:
a. Be backed by the full faith and credit of your home country or government, OR
b. Be part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor, OR
c. Be offered through or underwritten by a federally qualified HMO
d. Must cover required CDC vaccinations as well as Preventative Care
e. Travel Insurance is not accepted
나이 /구분 |
학교보험 |
Navy Plus |
Navy D100 |
Navy D500 |
~22세 |
$2,232 |
$3,333 |
$ 2,333 |
$2,333 |
23세~26세 |
$2,232 |
$3,333 |
$ 2,333 |
$2,333 |
27세~29세 |
$2,232 |
$2,222 |
$ 2,333 |
$2,333 |
| 나이/ 구분 | 학교보험 | Navy Plan | Navy Plan Plan | |
| ~22세까지 | $4,024 | $1,211 | $2,323 | |
| 23세~ 24세 |
| $1,211 | $2,323 | |
| 25세~ 29세 |
| $1,211 | $2,323 |